ICICI Net Banking – A Complete Guide


(Last Updated On: August 2, 2019)

As the world is advancing towards the technology the need for personal and current bank account become necessary than a luxury. Having a bank account is a great tool to manage your financial requirements.Personal banking account are the safe and secure place to keep your money and it often pay interest, which is basically earns you free money. It is easy for your employer if you have a bank account, he can directly deposit your paycheck automatically into your bank account.

In addition to this through the use of ICICI net banking you can avail a number of services. Whether you want to generate the PIN of your ATM or view 26 AS form or Fund transfer, all these can be done by you using ICICI net banking. Here we have explained in brief all the details of ICICI net banking-


How to activate ICICI Net Banking?

You can conveniently and securely manage your financial transactions by using ICICI banks Net banking, you just need User Id and Password to access.  

If you have already opened the account, you will be provided with a welcome kit at the time opening the account. In the welcome kit you will get the User Id and Password.

Get your User Id

1: Visit the official website https://www.icicibank.com, then proceed as

        Personal >>Products >> Internet Banking >> Get started

2:  Click on the ‘I want my User Id’, it will direct you to the next page.

3: Know your User Id

 

4: Enter your Account number or Debit Card and enter your registered mobile number and click on submit.

 

5: You will receive your User Id on the registered mobile number with the bank account.

6: To generate the Password

·         Enter your User Id and registered Mobile number to receive a unique number on your registered mobile number or email Id.

·         Enter the 6-digit URN and generate password.

7: Enter the desired password twice in reconfirm and you will successfully generate the Password.

It very easy to activate ICICI Net Banking, you can activate ICICI net banking with your smartphone or by visiting the official website of ICICI bank.


How to login ICICI Net Banking?

To login ICICI net banking you just need User Id and Password. If you are logging in for the first time, follow the following steps.

Steps to login to ICICI Net Banking are as follows-

1: Visit the Official website of ICICI bank https://www.icicibank.com

2: Select the Login Icon on right side of the webpage.

3: Enter the User Id and Password, select Dashboard in Start In. And Click on submit.

4: If your login for the first time, you can change the password by clicking on personals, change the password.

5: Enter the current password and New password in the required fields. Retype the New password, for confirmation and Click On UPDATE.

6: Now you have successfully changed the Password.


How to reset password for the ICICI Net Banking?

User Id and Password remains unchanged you can still login with your existing user ID and Password.

Steps to reset password for the ICICI Net Banking

1: Visit the Official website of ICICI bank https://www.icicibank.com

2: Select the Login Icon on right side of the webpage

3: Enter the User Id and Password, select Dashboard in Start In. And Click on submit.

4: If your login for the first time, you can change the password by clicking on personals, change password.

5: Enter the current password and New password in the required fields. Retype the New password, for confirmation and Click On UPDATE.

6: Now you have successfully changed the Password.


 

How to View 26AS using ICICI Net Banking

Importance of 26AS form is, it commonly called as Annual consolidated credit statement. It is issued under Section 203AA of the Income-tax Act, 1961. It contains all the tax related information about the tax deducted on your income, salary, pension and the information related to TDS, TCS which is associated with your PAN.  

Step by step procedure to view 26AS using ICICI Net Banking

1: Login to your net banking account using User ID and Password.

2: Select Payments and Transfers then select Manage your taxes.

3: You will be directed the page ‘View TAX credit statement (Form 26 AS)

4: Confirm the PAN deatail and click on the submit button, you will directed to new window of www.tdscpc.gov.in

5: Click on “ I agree “ and click on the Proceed button it will procced to next page and you find the “Click View Tax Credit (Form 26AS) “ .

: Click on it and view Form 26 AS.

Importance of this form, taxpayers are advised to cross check the Form 26AS to ascertain the taxes deducted and advance tax paid should match the tax deposited according to the tax department’s records


ICICI Net Banking Online Helpline/Customer Care?

ICICI Banks offer a unique way help the customers to deal with problems faced by customers. Its helpline centre is very efficient solving the issues faced by the customers.

You can dial the ICICI bank customer care number if you are facing any Net Banking issue.

Personal Banking

Customer care number for Retail customers: 1860 120 7777

For any unsolved net banking query, you can register the query by dialling 1800 200 3344.

In case you have forgotten the ICICI Net Banking User Id or Password, you can get your credentials if have the registered mobile number. For net banking login issue you can give a miss call on 0922301114 and you will get an instant call-back from the banks customer care executive to address your query.

Note:

1)   The helpline number for registering the query is available between 9:00 am to 6:00 pm from Monday to Friday.

2)    Ensure that you provide the Service Request Number (numeric digits only) when requested by the customer care executive.


How to Generate ATM PIN Through ICICI Internet Banking:

By the advancement in the technology everybody is the banking sector had gone through many changes. Banking at your fingertips, now you don’t have to wait in long queues or get a permission from your office for the banking work. ICICI Internet banking made it convenient for its customers, giving an unmatched online banking experiences, avoiding queues and delays.Net banking became a gateway for the banks in providing many features and uninterrupted 24/7 services.

The Step by step procedure for generating ATM PIN is explained below-

1: Login to your ICICI Bank internet Banking account using the given User Id and Password.

2: Click on ‘MY CARD PIN’, choose the Debit card Pin.

3: Click on ‘Generate Now’

4: Enter the bank account number, Debit card number, CVV and mobile number in the fields.

5: Enter the grid value number in the given fields and enter the OTP sent to your registered mobile number.

6: Create and confirm your ATM PIN and click on ‘Generate Now’.

7: Your ATM PIN will be generated and happy to use it.

Note: Never share the CVV and ATM PIN with others.

 


 

What is the amount of IMPS/Fund transfer that can be done online using ICICI Net Banking?

Immediate Payment Service (IMPS) is an electronic instant mobile money transfer through mobile phones, the advancement of the technology made IMPS services very helpful and convenient. The beneficiary account is credited immediately when a Fund transfer is made through Internet banking or Mobile banking. IMPS is available using iMobile app and Internet Banking.

Transaction Timings for IMPS

IMPS is a service which is available 24*7 throughout the year including holidays.

Transaction Limit for IMPS

. Minimum Limit for an IMPS transaction is Re.1

·         The Maximum Limit for an IMPS transaction using IFSC code is Rs.2 Lakh

·         Maximum Limit for an IMPS transaction using 7-digit MMID

1.       2 Transaction per day

2.       Upto to Rs.10,000 per transaction

Transaction Charges on IMPS

·         Rs. 5 + Applicable GST, on the transaction from Re.1 to Rs 1 lakh.

·         Rs. 15 + Applicable GST, on the transaction from Rs. 1 lakh to Rs. 2 lakhs.


FAQs

1) Can I use IMPS to transfer money overseas?

No, the IMPS service is limited only for India customers.

2) What are the requirements for the IMPS transfers?

7-digit MMID code and mobile number of the beneficiary. If you enter the wrong details, the bank will automatically decline the transaction.

3) Do I need a new user Id and Password to access the new retails internet banking website?

User Id and Password remains unchanged you can still login with your existing user ID and Password.

CA Abhishek Soni

Abhishek Soni is a Chartered Accountant by profession & entrepreneur by passion. He is the co-founder & CEO of Tax2Win.in. Tax2win is amongst the top 25 emerging startups of Asia and authorized ERI by the Income Tax Department. In the past, he worked in EY and comes with wide industry experience from telecom, retail to manufacturing to entertainment where he has handled various national and international assignments.